Request for Information Regarding Promoting Access to Mortgage Credit

The CFPB asked the public how mortgage-credit rules might open more doors without inviting the next foreclosure wave.

Access-to-credit RFIs are where lenders, housing counselors, and fair-lending advocates put numbers against proposed burden cuts.

Filing abstract (agency text): This notice requests information from the public about potential regulatory changes that may reduce regulatory burdens and promote access to mortgage credit, as appropriate and consistent with applicable law. The Consumer Financial Protection Bureau (Bureau or CFPB) seeks to reduce unwarranted regulatory burdens to ensure that creditworthy borrowers can access mortgage credit. Specifically, the CFPB is requesting information on industry and consumer burdens related to the integrated mortgage disclosures under the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA) (TILA-RESPA integrated disclosures or TRID), the right of rescission, and reverse mortgage disclosures.

Mortgage lenders and housing nonprofits: file comments against the specific regulatory questions listed in the RFI.

Federal Register filing: https://www.federalregister.gov/documents/2026/07/09/2026-13834/request-for-information-regarding-promoting-access-to-mortgage-credit

This is a Notice Nearby publisher-desk Federal brief — a short in-house summary of a public federal filing. It is not official agency minutes, not a newspaper story, and not Legal Publication. It does not satisfy a statutory notice requirement.