Lauderdale County Trustee’s Sale Notice: 4650 Gumlog Cutoff Road — Auction October 16, 2026

Property and parties named in the notice

• Street address believed: 4650 Gumlog Cutoff Road, Bailey, MS 39320 (address is not controlling if it conflicts with the legal description in the source notice).
• County / state: Lauderdale County, MS.
• Grantor / borrower of record (as named): Charles M Anderson and wife, Christy N Anderson.
• Current mortgagee / judgment creditor (as named): United States of America, acting through the Rural Housing Service, U.S. Department of Agriculture.
• File / TS / case reference: Halliday, Watkins & Mann file MS23412/ANDERSON; Deed of Trust Book 2378, Page 148.

What the published notice states

Deed of Trust executed June 29, 2009, by Charles M Anderson and Christy N Anderson to Kenneth E. Wright, Rural Development Area Director, Trustee, for the United States of America acting through the Rural Housing Service, USDA; recorded June 29, 2009, Book 2378, Page 148, Document No. 005493, Lauderdale County Chancery Clerk. Halliday, Watkins & Mann, P.C. substituted as trustee (recorded May 4, 2026, DT Book 3390, Pages 130-131). Property: about 0.75 acre in the NW 1/4 of the NW 1/4 of Section 36, Township 8 North, Range 15 East, less a 0.14-acre tract conveyed to the Mississippi Transportation Commission. No debt amount is printed in the notice.

Sale terms the notice states

• From the notice: Public outcry to the highest and best bidder for cash within legal hours; the substitute trustee conveys only such title as is vested in it. FinCEN residential real estate reporting may apply to the winning bidder.
• Where it happens: Sale is at the west front door of the Lauderdale County Courthouse in Meridian, not at the Bailey property.
• Sale is at public auction to the highest bidder under the terms in the published notice.
• Property is typically sold as-is / where-is, subject to unpaid taxes, prior liens, and encumbrances of record.
• Right to adjourn, continue, or confirm the sale may be reserved as stated in the source notice and applicable state law.
• Anyone considering bidding should read the full published notice, run independent title and occupancy checks, and consult their own counsel.

A bidder’s footnote

The notice names the United States, acting through the USDA Rural Housing Service, as the legal holder of the debt.

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How Notice Nearby treats foreclosure / trustee’s sales

This courts desk paper restates a public foreclosure / trustee’s sale / sheriff’s sale notice. It is not a civil docket ruling, not investment advice, and not a title commitment. Notice Nearby cites the source notice URL below; verify details against the official publication before relying on them.

About the photo

Meridian City Hall in Meridian, Miss., the Lauderdale County seat; the notice sets the sale at the west front door of the Lauderdale County Courthouse. Photo: Michael Barera, CC BY-SA 4.0, via Wikimedia Commons. The image is illustrative and does not show the property being sold.

Sources

1. Meridian Star substitute trustee’s notice of foreclosure sale, as posted on mississippi.column.us — sale October 16, 2026, West front door of the Lauderdale County Courthouse; property 4650 Gumlog Cutoff Road, Bailey, MS 39320. https://mississippi.column.us/?activeNotice=NSJCZnl9nhiYoITLiPzF&subdomain=mississippi
2. Notice Nearby courts desk · Record of Sale, LLC (Oregon).

Not legal advice. Not a newspaper. Not Legal Publication. Record of Sale, LLC (Oregon).

Notes and sources

1. Author: Ryan Standley / Record of Sale, LLC / Notice Nearby.
2. Discussed on @NoticeNearYou: (pending — fill xPostUrl after live post).
3. Not legal advice. Not a newspaper. Not Legal Publication. Record of Sale, LLC (Oregon).