Public paper · October 4, 2026 · Courts desk
Buncombe County Trustee’s Sale Notice: 225 Oak Terrace Road — Auction October 13, 2026
Buncombe County trustee’s / substitute trustee’s foreclosure sale scheduled October 13, 2026 at 10:00 AM — 225 Oak Terrace Road. Cash / certified funds terms as stated in the published notice; subject to confirmation and superior liens.

noticenearby.com/papers/buncombe-foreclosure-sale-oak-terrace-oct-13.pdf
A published trustee’s / substitute trustee’s foreclosure sale notice schedules a foreclosure auction for real property in Buncombe County, NC. The sale is set for October 13, 2026 at 10:00 AM at Buncombe County Courthouse.
Property and parties named in the notice
- Street address believed: 225 Oak Terrace Road, Asheville, NC 28806 (address is not controlling if it conflicts with the legal description in the source notice).
- County / state: Buncombe County, NC.
- Grantor / borrower of record (as named): Kristy C. Smith / James R. Smith / Reda S. Smith.
- Current mortgagee / judgment creditor (as named): State Employees' Credit Union.
- File / TS / case reference: 26SP000289-100.
Sale terms the notice states
- Sale is at public auction to the highest bidder under the terms in the published notice.
- Property is typically sold as-is / where-is, subject to unpaid taxes, prior liens, and encumbrances of record.
- Terms are cash or certified funds unless the notice states otherwise (credit bids by the secured party may be allowed).
- Right to adjourn, continue, or confirm the sale may be reserved as stated in the source notice and applicable state law.
- Anyone considering bidding should read the full published notice, run independent title and occupancy checks, and consult their own counsel.
How Notice Nearby treats foreclosure / trustee’s sales
This courts desk paper restates a public foreclosure / trustee’s sale / sheriff’s sale notice. It is not a civil docket ruling, not investment advice, and not a title commitment. Notice Nearby cites the source notice URL below; verify details against the official publication before relying on them.
Sources
- North Carolina Notice of Foreclosure Sale (Buncombe County Special Proceedings) — sale October 13, 2026, Buncombe County Courthouse; property 225 Oak Terrace Road, Asheville, NC 28806. https://www.noticeregistry.com/north-carolina/notice/foreclosure-asheville-985637
- Notice Nearby courts desk · Record of Sale, LLC (Oregon).
Not legal advice. Not a newspaper. Not Legal Publication. Record of Sale, LLC (Oregon).
Notes and sources
- Author: Ryan Standley / Record of Sale, LLC / Notice Nearby.
- Discussed on @NoticeNearYou: (pending — fill xPostUrl after live post).
- Not legal advice. Not a newspaper. Not Legal Publication. Record of Sale, LLC (Oregon).
Courts desk · Notice Nearby public papers shelf. @NoticeNearYou post pending.
Not legal advice. Not a newspaper. Not Legal Publication. Record of Sale, LLC (Oregon).