Sheridan County Mortgagee’s Foreclosure Sale: 1020 Emerson St — Auction November 4, 2026

Property and parties named in the notice

• Street address believed: 1020 Emerson St, Sheridan, WY 82801 (address is not controlling if it conflicts with the legal description in the source notice).
• County / state: Sheridan County, WY.
• Grantor / borrower of record (as named): Brandy Chavez and Esteven Chavez.
• Current mortgagee / judgment creditor (as named): United States of America, acting through the Rural Housing Service, U.S. Department of Agriculture.
• File / TS / case reference: Halliday, Watkins & Mann file WY22531.

What the published notice states

Halliday, Watkins & Mann file WY22531. Note and mortgage dated May 4, 2022; mortgage recorded May 10, 2022 at Reception No. 2022-778426. Amount due as of Oct. 15, 2026: $269,465.57 plus interest, costs, late charges and attorney fees. That is the debt figure, not a minimum bid. Lot 3 and the north 20 feet of Lot 4, Block 3, Fourth Vale Avoca Place. The mortgagee keeps the exclusive right to rescind the sale during the redemption period; the trustee disclaims liability for any error in the address.

Sale terms the notice states

• From the notice: Sold by the sheriff or a deputy to the highest bidder for cash; bidders must show proof of funds at the sale; the property may be subject to other liens.
• Where it happens: The auction is at the courthouse north door on South Main Street, not at the Emerson St. property.
• Sale is at public auction to the highest bidder under the terms in the published notice.
• Property is typically sold as-is / where-is, subject to unpaid taxes, prior liens, and encumbrances of record.
• Right to adjourn, continue, or confirm the sale may be reserved as stated in the source notice and applicable state law.
• Anyone considering bidding should read the full published notice, run independent title and occupancy checks, and consult their own counsel.

A bidder’s footnote

The courthouse in the photo is worth the trip on its own; the auction is optional.

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How Notice Nearby treats foreclosure / trustee’s sales

This courts desk paper restates a public foreclosure / trustee’s sale / sheriff’s sale notice. It is not a civil docket ruling, not investment advice, and not a title commitment. Notice Nearby cites the source notice URL below; verify details against the official publication before relying on them.

About the photo

Sheridan County Courthouse, Sheridan, Wyo., the courthouse named as the sale location. Photo: Jerrye and Roy Klotz MD, CC BY-SA 3.0, via Wikimedia Commons. The image is illustrative and does not show the property being sold.

Sources

1. The Sheridan Press notice of foreclosure sale (published Oct. 3, 10, 17 and 24, 2026), as posted on the statewide Column public-notice site (wyoming.column.us) — sale November 4, 2026, North door of the Sheridan County Courthouse, 224 S. Main Street, Sheridan, WY 82801; property 1020 Emerson St, Sheridan, WY 82801. https://wyoming.column.us/?activeNotice=M7Kxz2RFOvHo8MAxWYPE&subdomain=wyoming
2. Notice Nearby courts desk · Record of Sale, LLC (Oregon).

Not legal advice. Not a newspaper. Not Legal Publication. Record of Sale, LLC (Oregon).

Notes and sources

1. Author: Ryan Standley / Record of Sale, LLC / Notice Nearby.
2. Discussed on @NoticeNearYou: (pending — fill xPostUrl after live post).
3. Not legal advice. Not a newspaper. Not Legal Publication. Record of Sale, LLC (Oregon).